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· 4 min read

Why 'no KYC' is a product requirement, not a slogan

For hosting and VPN businesses, upfront KYC is not compliance theater — it is churn. What we do instead: strict AUP, manual review, and architecture that doesn't need to hold your money.

Every crypto processor advertises "no KYC" somewhere in its marketing. Then volume grows, a payout triggers a review, and the merchant learns the difference between no KYC in the signup form and no KYC in the product. We think the distinction matters most for one specific group: people selling hosting, VPN, proxies and other digital services — categories that card processors already treat as guilty until proven innocent.

Why upfront KYC is churn, not compliance

A hosting reseller in Istanbul does not want to upload a passport to accept a $49 VPS payment, and their customers definitely don't. KYC-at-signup means:

  • an onboarding queue between "found you" and "first invoice";
  • a document trail that many cross-border founders simply won't produce;
  • a centralized archive of identity documents that itself becomes a breach liability.

None of that protects the payment network. The actual risk in this business is what merchants sell — and that is answerable after onboarding just as well as before.

What we do instead

Three things, in order of importance:

  1. Architecture that doesn't need to hold your money. On the direct checkout, funds land in your wallet; there is nothing to freeze on our side. Custody is where abuse lives — we minimize it rather than gate it.
  2. A strict Acceptable Use Policy with manual review. Prohibited categories are explicit, reports get investigated by humans, and accounts that violate the AUP lose service. This is compliance where it actually bites.
  3. Transparency about the limits. "No KYC" is a product feature, not a legal shield — our own spec says so. Jurisdictions differ and a serious AUP acknowledges that instead of hiding it.

The bet

We bet that for digital-services merchants, a payment partner that onboards in five minutes, never asks for documents, doesn't hold funds and delivers verifiable webhooks is worth more than a 0.3% fee difference from a processor that might one day ask for everything. If that describes you, the console is open.