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ZeroKYC Pay

Launch offer — first 30 days free

Accept crypto payments.No KYC. No custody. Funds go straight to your wallet.

A crypto payment gateway for VPS, VPN, proxy and digital services. A fully non-custodial direct checkout on your own wallet — signed webhooks, hosted checkout, one REST call to integrate. (Managed transit: coming soon.)

KYC checks for merchants
0
Assets incl. USDT TRC-20, XMR & TON
6
Transit fee, nothing hidden
1%

demo — cycles automatically

Interactive demo
H

HostCare

VPS & VPN hosting

#1042

Amount due

$49.00

Expires in 29:47

Pay with

49.00 USDT TRC-20

TQn9Y2khES6uN9fgPqwPZLvWrRqXBqYm6B

Waiting for payment

This is a static demo. The live checkout lives at /pay/[id] in the merchant console.

Two checkouts. You keep the keys — or we do the running.

Pick per business, not per ideology. Both deliver the same webhook contract.

Transit checkoutComing soon1% + network

Point us at your payout address

Payments arrive on platform addresses and are auto-swept to your wallet after confirmations. 1% of volume + network fee, held at payout. No subscription, no minimums.

For teams that want payment ops fully off their plate — exchanges addresses welcome.

Coming soon

Direct checkout$29 / $79 + 0.5%

Money lands in your wallet first

Customers pay straight to your wallet — xPub, static address or Monero view key. We never touch the keys; we only watch the chain and fire webhooks. Flat subscription + 0.5% overage.

For businesses where non-custodial is a hard requirement.

Start with Direct checkout

From invoice to webhook in three steps

One REST call starts a payment; one signed POST finishes it.

  1. 01

    Create an invoice

    POST /v1/invoices with an amount in USD, EUR, RUB or the asset itself. payment_currency=any lets the buyer pick the coin; you get one checkout URL for all options.

  2. 02

    Buyer pays at checkout

    Hosted, white-label page shows the amount, address and QR with a live timer. The buyer pays from any wallet — no account, no extension, no KYC.

  3. 03

    You get a signed webhook

    HMAC-SHA256-signed events with timestamp protection and a 1m → 12h retry ladder. Verify one signature, ship the VPS, done.

Simple pricing, no fee mining

Pay per volume or per subscription — whatever your margins prefer.

Transit

1%of confirmed volume

  • Platform addresses, auto-sweep to your wallet
  • 1% fee + network fee held at payout
  • No subscription, pay-as-you-go
  • All 6 assets included

Starter

$29/month

  • Fully non-custodial direct checkout
  • Up to $10,000 confirmed volume / mo
  • 0.5% overage beyond the limit
  • Keys never leave your side

Pro

$79/month

  • Everything in Starter
  • Up to $50,000 confirmed volume / mo
  • 0.5% overage beyond the limit
  • Custom TTLs up to 72 hours

How ZeroKYC Pay compares

Against KYC'd processors, self-hosted servers and card rails that freeze hosting businesses.

ZeroKYC PayNOWPaymentsBTCPay ServerStripe
Merchant KYCNoneRequired for payoutsNoneFull KYB
Custody modelTransit or non-custodialCustodial until payoutSelf-custodialFiat acquirer holds funds
Assets6 incl. XMR & TON100+BTC + pluginsNo native crypto
Ops burdenSaaS, zero-opsSaaSYou run the serverSaaS
Frozen-funds riskNo holding on directHolding / KYC reviewsNo third partyRolling reserves, account holds
Signed webhooksHMAC + retriesIPN callbacksYesYes

Frequently asked questions

Is KYC required to use ZeroKYC Pay?

No. Merchants register with an email, password and 2FA — no identity documents, no business verification, no onboarding queues. We enforce an Acceptable Use Policy with manual review instead of upfront KYC.

Where do my funds actually go?

Your choice. On the direct checkout, buyers pay straight to your own wallet — we never hold the keys, we only watch the chain. On the transit checkout, payments sit on platform addresses briefly and are auto-swept to your payout address after confirmations; the fee is 1% + network.

Which assets and networks are supported?

Six at launch: USDT TRC-20, USDC and USDT on Polygon, USDC on Arbitrum, native BTC, Monero (XMR), native TON and USDT as a TON jetton. Confirmations range from 1 on TON to 50 on Polygon.

How are fees charged?

Transit: 1% of confirmed volume plus the network fee, both deducted automatically at sweep — there is no subscription and no invoice to pay. Direct: a flat $29 (Starter, up to $10k/mo) or $79 (Pro, up to $50k/mo) subscription with 0.5% overage beyond the limit.

What happens if a customer underpays?

You receive a payment.underpaid webhook with the observed amount and decide yourself — ship anyway, ask for the difference or refund manually. You can also set an amount tolerance per asset so small drift within tolerance still confirms.

Can I use it with WooCommerce or my own stack?

The API is plain REST and works with any backend: one POST creates a paid-out invoice. Official WooCommerce and WHMCS plugins are on the roadmap; the HMAC verification guides cover Node, PHP and Python.

How reliable are the webhooks?

Deliveries are HMAC-SHA256-signed with a timestamp window, retried on a 1m → 5m → 30m → 2h → 12h ladder, and every event carries an id for idempotent handling. A rescan job re-checks pending invoices every 10 minutes, so missed chain events recover on their own.

First test invoice in about five minutes

Register, paste your payout address or connect a wallet, create your first sandbox invoice. Production integration with webhook verification usually takes one business day. No sales calls, no verification queue.