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ZeroKYC Pay

Free plan up to $500/mo

Accept crypto payments.No KYC. No custody. Funds go straight to your wallet.

A crypto payment gateway for VPS, VPN, proxy and digital services. A fully non-custodial direct checkout on your own wallet — signed webhooks, hosted checkout, one REST call to integrate.

KYC checks for merchants
0
Assets incl. ETH, BNB, SOL, XRP, NEAR & USDT
22
Free plan up to $500/mo
1%

demo — cycles automatically

Interactive demo
H

HostCare

VPS & VPN hosting

#1042

Amount due

$49.00

Expires in 29:47

Pay with

49.00 USDT TRC-20

TQn9Y2khES6uN9fgPqwPZLvWrRqXBqYm6B

Waiting for payment

This is a static demo. The live checkout lives at /pay/[id] in the merchant console.

One checkout. Keys are yours — the routine is ours.

Non-custodial by architecture, not by promise: funds move buyer → your wallet, and the watching is on us.

Keys are yoursbuyer → you

Money lands in your wallet first

Buyers pay straight to your static address — any of the 22 assets: USDT on seven networks, BTC, ETH, XRP, NEAR, SOL, LTC, DOGE, BCH, TRX, XMR, TON. We never hold, freeze or sweep — there is nothing of yours to hold.

Non-custodial is a hard requirement? Here it is simply the default.

Start free
The routine is oursfree → $29/$79

We watch the chains for you

Confirmations, volatile re-quotes, signed HMAC webhooks, hosted checkout and QR — 22 chains behind one REST call. Your job is the order; the chain-watching is ours.

Free plan covers up to $500/mo — no card required.

Start free

From invoice to webhook in three steps

One REST call starts a payment; one signed POST finishes it.

  1. 01

    Create an invoice

    POST /v1/invoices with an amount in USD, EUR, RUB or the asset itself. payment_currency=any lets the buyer pick the coin; you get one checkout URL for all options.

  2. 02

    Buyer pays at checkout

    Hosted, white-label page shows the amount, address and QR with a live timer. The buyer pays from any wallet — no account, no extension, no KYC.

  3. 03

    You get a signed webhook

    HMAC-SHA256-signed events with timestamp protection and a 1m → 12h retry ladder. Verify one signature, ship the VPS, done.

Step-by-step integration guide →

Full integration guide

From signup to your first confirmed webhook — working code, checklists, or we do it for you.

Simple pricing, no fee mining

Pay per volume or per subscription — whatever your margins prefer.

Free

$0of confirmed volume

  • Your wallet, your keys — funds go buyer → you
  • Up to $500/mo confirmed volume, no card required
  • All 22 assets included
  • Hosted checkout + signed webhooks

Starter

$29/month

  • Fully non-custodial direct checkout
  • Up to $10,000 confirmed volume / mo
  • 0.5% overage beyond the limit
  • Keys never leave your side

Pro

$79/month

  • Everything in Starter
  • Up to $50,000 confirmed volume / mo
  • 0.5% overage beyond the limit
  • Custom TTLs up to 72 hours

How ZeroKYC Pay compares

Against KYC'd processors, self-hosted servers and card rails that freeze hosting businesses.

ZeroKYC PayNOWPaymentsBTCPay ServerStripe
Merchant KYCNoneRequired for payoutsNoneFull KYB
Custody modelNon-custodialCustodial until payoutSelf-custodialFiat acquirer holds funds
Assets22 incl. ETH, BNB, SOL, XRP, NEAR, TRX, DOGE, BCH, XMR & TON100+BTC + pluginsNo native crypto
Ops burdenSaaS, zero-opsSaaSYou run the serverSaaS
Frozen-funds riskNo holding on directHolding / KYC reviewsNo third partyRolling reserves, account holds
Signed webhooksHMAC + retriesIPN callbacksYesYes

Frequently asked questions

Is KYC required to use ZeroKYC Pay?

No. Merchants register with an email, password and 2FA — no identity documents, no business verification, no onboarding queues. We enforce an Acceptable Use Policy with manual review instead of upfront KYC.

Where do my funds actually go?

Buyers pay straight to your own wallet — we never hold the keys, we only watch the chain and fire signed webhooks. Your funds move buyer → you, nothing touches us.

Which assets and networks are supported?

Twenty-two today: USDT on seven networks (TRC-20, Polygon, BEP-20, ERC-20, Arbitrum, Solana and a TON jetton), USDC and USDT on Polygon, USDC on Arbitrum and Solana, native ETH, native BNB, native TRX, native LTC, DOGE, BCH, native XRP, native NEAR, native BTC, Monero (XMR) and native TON. Confirmations range from 1 on TON to 50 on Polygon.

How are fees charged?

Free up to $500/mo confirmed volume, no card required. Beyond that: Starter $29 (up to $10k/mo) or Pro $79 (up to $50k/mo) with 0.5% overage beyond the limit — each with a 14-day free trial. The only per-asset cost is the network fee itself, paid to the network, not to us.

What happens if a customer underpays?

You receive a payment.underpaid webhook with the observed amount and decide yourself — ship anyway, ask for the difference or refund manually. You can also set an amount tolerance per asset so small drift within tolerance still confirms.

Can I use it with WooCommerce or my own stack?

The API is plain REST and works with any backend: one POST creates a paid-out invoice. Official WooCommerce and WHMCS plugins are on the roadmap; the HMAC verification guides cover Node, PHP and Python.

How reliable are the webhooks?

Deliveries are HMAC-SHA256-signed with a timestamp window, retried on a 1m → 5m → 30m → 2h → 12h ladder, and every event carries an id for idempotent handling. A rescan job re-checks pending invoices every 3 minutes, so missed chain events recover on their own.

First test invoice in about five minutes

Register, paste your payout address or connect a wallet, create your first sandbox invoice. Production integration with webhook verification usually takes one business day. No sales calls, no verification queue.