Accept USDT payments without KYC
One stablecoin, seven networks — pick your rail
USDT is the default settlement rail for digital services: near-zero volatility, the widest wallet reach and the deepest exchange support of any stablecoin. The only real question is which network to run it on — and the answer depends on your buyers, so ZeroKYC Pay ships all seven major USDT rails side by side.
Every USDT flavor runs on the same non-custodial mechanics: one static address from your own wallet, live invoices spaced by unique amount windows, HMAC-signed webhooks on confirm. Enable one network or all seven — a single invoice with payment_currency=any lists every enabled option and the first valid payment closes it.
Networks & confirmations
Addressing modes
Direct (non-custodial)
Payments go straight to your wallet: static address + unique amounts per network — each network has its own address (a TRON address, an EVM 0x address for BSC and Ethereum, a TON address); live invoices get amounts spaced by 2×tolerance + 1 unit so payments never collide.
USDT payment FAQ
Which USDT network should I enable first?
TRC-20 is the safest default: the deepest wallet support and cents-level fees. Add BEP-20 next (equally cheap, growing BSC audience), then Polygon for the cheapest EVM transfers, Arbitrum for the L2 audience, Solana for its huge retail crowd, ERC-20 for exchange-savvy buyers and TON for the Telegram audience. There is no penalty for enabling all seven.
Does one wallet serve every USDT network?
No — addresses are per-network. BSC and Ethereum share one 0x address (USDT BEP-20 and native BNB land on the same EVM address), TRON and TON each use their own format. You connect each network's address separately in the console.
Is the USDT rate fixed on every network?
Yes — every USDT flavor is a stablecoin: USD-invoiced amounts convert at exactly 1:1 and freeze for the invoice TTL, whichever network the buyer picks.
How do buyers choose a network at checkout?
Create invoices with payment_currency=any and the hosted checkout lists every USDT flavor you enabled (plus your other assets), each with its own address, amount and QR. The first valid payment confirms the invoice.
Start accepting USDT today
Create an account, paste your payout address or connect a wallet, and generate your first USDT invoice in minutes. Want to accept USDT plus everything else? Set payment_currency=any and let the buyer choose the coin at checkout.